ما هو CHIP(CHIP)؟

USD.AI is a decentralized credit protocol that finances AI infrastructure by converting on-chain stablecoin liquidity into GPU-hardware-backed loans. Developed by Permian Labs, a Delaware-incorporated company headquartered in New York, USD.AI issues two tokens: USDai, a fully-backed synthetic dollar redeemable 1:1 for stablecoins, and sUSDai, a yield-bearing staked version that distributes interest income generated from GPU-collateralized loans to AI companies. The protocol addresses a structural gap in AI infrastructure financing: emerging AI companies possess valuable GPU hardware but lack access to fast, non-dilutive capital through traditional credit markets. USD.AI tokenizes GPU hardware as on-chain NFTs, which serve as verifiable collateral for programmatic lending — reducing loan approval times by over 90% compared to traditional lenders.